Jackson Partners

Jackson Partners are one of the most well established debt negotiation companies in the UK. From the start our company was formed to provide advice to thousands of people with their personal finances by offering honest and clear advice.

Jackson Partners is licensed by the Office of Fair Trading (OFT), we follow their code of conduct to ensure that our clients receive the best advice and best solutions possible.

Having financial commitments that are more than you can afford each month is a difficult situation to be in, this is where our expert advice will help you, if you're struggling to repay your creditors each month you're not alone more and more people are finding it hard to kep on top of their finances.


Our advisors will provide you with confidential, impartial expert debt advice and you find the you the best solution that will make repaying your debts more affordable.

Please contact us for further advice or visit out main web page.






Debt Collections Rise

The UK is facing a rising number of debt collections as more and more Britons find themselves at the mercy of the agencies sent after them to take their money, the problem has increased over time to such an extent that now collections of unpaid debt are said to account for an effective one thousand pounds for every man woman and child in the country, The total of such debts nearly 60 billion pounds.

£60,000,000,000.00 in debt.

And while this may be the average of the debts collected, it isn't being shared out quite so equally. This debt is burdened by some of those that find themselves in extraordinary circumstances and in debt personally to the tune of many thousands of pounds, often to a range of different debtors.

The total figures involved state that the level of debts actively being sought after by collection agencies has shot up by not just thousands of pounds, not just millions of pounds but a staggering six billion... in just the last half a year. This is a clear and inescapable fact that a vast number of the UK are having issues maintaining their personal finances.

It's big business for debt collection agents as they cash in on chasing the debts, often through less than scrupulous methods, In addition to the persons original debt massive fees are added to accord for the work these agencies carry out.

More details can be see in the publications of the Credit Service Association (CSA), The Debt Collection Agencies or Debt Buyers which specialise in these matters have stated that some 32 million debts are actively being chased after a rise of over ten percent.

A key component of the shocking rise in collection of unpaid debts is the predominance of so called pay-day loans, short term high interest loans which come with their own charges that the customer is often unaware of and goes only to compound an issue of personal debt.

If you are considering attempting to cover unpaid debts via a short term loan, or if you are already in a position where agencies are chasing you for money, get in touch with Jackson Partners today. Don't wait before it reaches a critical stage. We can help you take control of your finances.

Learn more about Bailiffs and what they can do to collect from you from our main website Click Here.

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Consumer level debt increasing.

Britain’s troubled financial sector has been undertaking a lot of borrowing in recent years and this may account for a vast part of the UK’s financial problems there is an onus on each and every person too.

However there is also some perception about consumer level debts. There's much talk of businesses and households paying off debts, this may not be quite as accurate as it is first read.

In reality, consumers and individuals are not paying off what they owe. Previously there was some hope that this was to start happening when mortgage rates fell sharply in 2008 and 2009. At this time a small selection of those whom had outstanding debts and which found they were in a position to do so used the opportunity to pay extra off their mortgages. Soon after however these same consumers returned to form and began borrowing again to spend.

Looking at the decrease of debts we see that large portions are due to banks writing off debts rather than people actually being able to repay them. Sources suggest that the total of personal/consumer debt stood at £1,461billion in November 2008 and £1,452 billion in November 2011.

This shows that debt is effectively being reduced, great news! However; this number doesn’t include debts written off by the banks, which adds nearly £27 billion. If this is taken into consideration, as money doesn’t just disappear because it is written off, so adding these bank write-offs consumer debt actually increased by more than £18 billion.

consumer debt relative details graph
2011 (a) –before bank write offs.
2011 (b) – including the write offs.

The same sources suggest that Britons are still letting their credit card debt continues to grow or at the very least remain unpaid, the total of this kind of debt had risen from around £53 billion to over £56 billion over the same time period and this isn’t even considering a staggering £13 billion which card companies have had to write off. Once more if we add this effect into the equation we see that the credit card debt has gone up by some £16 billion. Now imagine that statement on the doormat!

Having now considered these unseen and ignored debts the picture doesn’t look as good. Debts are not only still going up but consumer debts are also shifting across to become financial sector company debt; those written off debts have higher ramifications. It may be that these debts become unavoidably soaked into the increasing state debts as the state once again burdens the weight of the struggling banks.

The future doesn’t look any brighter either, UK debt is set for another explosion. According to the Office of Budget Responsibility, personal debt will grow by nearly 50% from £1.5trillion today to £2.12trillion by 2015. This means that If you are in debt right now… IT could be getting much worse soon.

For help with your finances or if you wish to talk about outstanding debts, contact us to day. Jackson Partners offer free advice with no obligation to enter into any of our paid service.

Jackson Partners offer professional financial services

We can help you. Talk to us today before it’s too late.

*source (Save Our Savers – S.O.S).

Household costs rising.

Halifax revealed recently that the cost of running an average household has risen by about 50% over the past decade, from around Six thousand pounds for an annual cost, to a little more than Nine thousand pounds, or to quote the popular internet meme: Over 9000!


Costs such as the utilities; gas and electric, mortgage costs and insurance are playing a big part in the rise. There are steps that everyone can take to relieve some of the financial burden.
money house

  • Check your mortgage payments are accurate and appropriate, visit your banks financial advisor and review your expenditure on this.
  • Review your insurance policy; insurers generally don't have any incentive for return custom, instead look at all the available insurance options there are many services to aid your search in this field.
  • As with insurance, check that your utility costs are the best you can receive switching to a new supplier could save a lot consider options such as paperless billing or combined packages.
  • If your house is large enough and you have an empty or spare room which is otherwise just a parking spot for old television boxes or ironing boards consider the option of letting it out, or perhaps you have a garage you could let to be used as storage: make your home work for you!
These are just some thoughts as to how to make every penny count when It comes to running your household. Don't let the bills creep up and eat away at your earnings.

UK debt climbs

As the economy strives to maintain what has been called a growth, there remains the simple hard fact that there is an ever increasing number of people, businesses and even government bodies which require some form of financial loan or crediting.

UK debt rising
This graph highlights the green line, the UK's constant growing level of debt as a percent of the GDP. far exceeding the US which has recently been struggling to maintain its financial status.

A similar growth of debt is seen in Spain, suggesting that the UK and its debt problems is intrinsically linked to the European Union and its financial well-being.

Japan's level of debt has been continually high, but now the UK threatens to take the ominous title of most debt ridden.

The UK is in danger of becoming the most indebted of all the major financially interested countries, the debt percent (%) compared to the GDP in the UK, when compared to the similar detail of other major countries is climbing at an astounding rate, and is only currently surpassed by Japan.

If we are indeed now in a period of growth, and assuming that people can now begin to, and then continue to pay off their debt then this assumed level of debt would not clear until well into 2020.

The reality is that people and businesses are still hard pressed, even individuals in employment which provides a good level of income it is noticed that there is more problem with outstanding debt.

Jackson Partners, we can take the worry of debt and financial management away. call us today.

UK Personal Debt


Because of the way things are nearly half of UK families are being negligent of their financial wellbeing, according to the firm’s 3rd annual Priorities of Life Index. The research shows that regardless of the news terminology about things getting better, right now around a fifth of UK adults have “a lot less money” than previous years and including the other which feel they have “a little less” it accounts for a quarter of wage earning adults.

bankrupt, money management, debt management
Approximately 7 million stated the economic climate has really hit their finances, with over 4 million not sure or doubtful about their future.  A little over 6 million indicated that they are feeling the financial squeeze.
Several million people directly call that their life problems are related to too much. Money problems have led to nearly a half of all UK adults cutting luxuries, a third have actively cancelled planned holidays or similar experiences and roughly the same amount of people claim to have stopped putting aside savings as have no cash to spare.

Catherine Stewart, one of the company’s savings expert’s states: “When money is tight, it's important to spend time prioritising your finances.  It is vital that we all have a thorough understanding of what we can do to make sure we are as comfortable as possible, and that we understand exactly where savings can be made. Even though times are tough, it is important to remember that whatever money we can put aside can only be of benefit in the long run.  If people are worried about getting their finances under control then it's a good idea to ask for help and get independent advice.”

That advice could range from thinking about undertaking a process to manage debts or to reduce outgoings. Other options to explore would be things such as informal financial management plans or even the more far-reaching individual voluntary arrangement perhaps for some it could mean entering into bankruptcy. The real key to solving issues surrounding personal financial solvency is to look at creating a feasible and workable budget.